IVA is an abbreviation for Person Voluntary Arrangement. It was introduced in its place to personal bankruptcy as a means so that you can very clear difficulty debts at a amount you could afford to pay for, even though protecting your belongings. 生活限制：不能乘坐的士、不可購買貴重物品及資產（如物業、汽車）、不能再對已購買保險作出供款； 如欠債人在供款期間不幸被解僱或遭減薪，只要出示... https://edwinwpfsf.blog-mall.com/30280317/債務舒緩債務重組分別-things-to-know-before-you-buy-ivadrphk-top