Singapore’s HDB BTO Scheme: A Pathway to Affordable Homeownership The HDB BTO scheme is a popular housing option for many Singaporeans looking to buy a new flat at a reasonable price. Managed by HDB, the BTO flats are launched periodically, and buyers apply before construction begins. Applicants need to fulfill https://hdbbto275499888.daneblogger.com/34813565/hdb-bto-27-54